This Autumn, Chorus – the Workplace Savings Scheme from Wave Community Bank – is making it easier for employees across East Sussex, Brighton & Hove, Kent, Medway, and the London Borough of Bexley to borrow at lower rates while building up savings for the future.
From 1st to 31st October 2025, eligible employees can take advantage of our Autumn Loan Sale with special reduced APRs when repaying through payroll:
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Loans £5,000 – £10,000: 12% APR
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Loans £10,001 – £35,000: 9.9% APR
(Usual rates range from 13.8% – 21.9% APR)
That means you can borrow at a fairer, lower rate compared to high street lenders – and start saving at the same time.
Why Choose a Payroll Loan with Chorus?
Our loans are designed with simplicity and wellbeing in mind:
- Easy Repayments – Payments come straight from your salary (weekly or monthly).
- Built-in Savings – Part of every repayment goes into your personal savings account. By the end of your loan term, you’ll have a savings pot ready to use.
- Fair & Ethical Lending – As a not-for-profit co-operative, Wave Community Bank exists to support our members, not shareholders.
Who Can Apply?
This special Autumn Loan Sale is open only to employees of our Employer Partners who repay through payroll.
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Available on loan applications received between 1st – 31st October 2025.
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Applies to new loans only (existing loans cannot be refinanced at this promotional rate).
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Subject to affordability checks, terms & conditions, and status.
About Chorus – Saving & Borrowing in Harmony
Chorus is the Workplace Savings Scheme from Wave Community Bank, helping people in the South East to manage money more effectively.
Whether you live or work in Brighton & Hove, East Sussex, Kent, Medway, or Bexley, or you’re a member of Unite the Union in the South East, Chorus is here to help you save regularly, borrow responsibly, and build financial resilience.
Apply Today
Don’t miss out – this Autumn Loan Sale runs only until 31st October 2025.
Apply online today or sign up as an employee to access fairer finance with Wave Community Bank.
For more information, contact our friendly team on 0300 303 3188 or email info@wavecb.org.uk.