Apply for a Loan
Saving & Borrowing In HarmonyThe Workplace Savings Scheme From Wave Community Bank
You can apply for a loan with us today and when you manage your repayments direct from your payroll you will benefit from lower interest rates.
It’s a free scheme to run in your workplace – your business just needs to be based in East Sussex, Brighton & Hove, Kent, Medway or the London Borough of Bexley.
Start by choosing an option below:
Start by choosing an option below:
Already a Member?
Please sign in to apply below.
Not a Member yet?
You can apply to join the credit union and apply for a loan at the same time.
Apply for a loan on the move with the Wave Community Bank App!
Loan Terms & Conditions
We will need proof of your income including any wages, self-employment income and benefits. Each Loan application is assessed on an individual basis and takes into consideration a variety of factors including the affordability of the loan, previous savings and borrowing patterns with the Credit Union, credit history and so on. We will carry out a credit check as part of the loan application process.
PLEASE NOTE: Your credit score will be adversely affected if you are late or fail to keep up with payments on a loan.
Loan Repayments
All our loans have a savings element to the repayments and these savings are held as collateral against outstanding loan balances. If you miss a repayment Wave Community Bank reserves the right to deduct the repayment from your savings.
If your circumstances change and you have problems meeting your repayments, please contact our credit control department. Failure to meet repayments could have a serious effect on your credit report.
All loans provided by Wave Community Bank are subject to status and our lending policy. Applicants must be aged over 18. The Credit Union reserves the right to decline any application or offer a loan that differs from those advertised.
Loan Repayments
All our loans have a savings element to the repayments and these savings are held as collateral against outstanding loan balances. If you miss a repayment Wave Community Bank reserves the right to deduct the repayment from your savings.
If your circumstances change and you have problems meeting your repayments, please contact our credit control department. Failure to meet repayments could have a serious effect on your credit report.
All loans provided by Wave Community Bank are subject to status and our lending policy. Applicants must be aged over 18. The Credit Union reserves the right to decline any application or offer a loan that differs from those advertised.
