Wave Community Bank is helping employees of partner organisations manage Christmas expenses with a special Payroll Christmas Loan Offer through the Chorus Workplace Savings Scheme.
Special Loan Rates for Payroll Members
From 1st November to 15th December 2025, employees can apply for loans under £1,000 at 26.8% APR (usually 42.6% APR). Repayments are automatically deducted from your wages via the Chorus payroll system, making it easier to plan and manage your budget.
Why Use the Chorus Workplace Savings Scheme?
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Automatic Payroll Repayments – Repayments are taken directly from your salary, so there’s no need to worry about manual payments.
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Affordable and Transparent – Lower rates than high-cost lenders with clear terms and no hidden fees.
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Build Savings While Borrowing – Loans through the scheme include a savings element, helping you improve your financial wellbeing even while borrowing.
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Convenient and Simple – Everything is handled through payroll, making borrowing straightforward and easy to manage.
- Save for next year – build your savings as you repay your loan
Prepare for Christmas
The Chorus Workplace Savings Scheme helps you cover festive costs such as gifts, travel, or household expenses. Spreading repayments through payroll allows you to budget effectively while accessing affordable credit.
Offer Details
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Available: 1st November – 15th December 2025
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Repayments via Chorus Payroll: Automatic and simple
✅ Apply Today
Plan your festive spending with confidence. Take advantage of Wave Community Bank’s Payroll Christmas Loan Offer through the Chorus Workplace Savings Scheme.